The Property Journey Podcast: Beginner To Expert

Episode Twenty-One: The Budget 2024

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
In Episode 21, we look at the changes announced in the Chancellor's budget with businesses set to take the brunt of the tax increases. Employer's National Insurance is set to increase, with thresholds also reducing. In the podcast, we also look at the increases in Capital Gains Tax, the changes to Agricultural Relief, changes to Inheritance Tax and much more.
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod
Let us know if you have any questions in the comments below!

Episode Twenty: The Budget Preview 2024

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
In Episode 20, we take a quick look at the speculation surrounding the upcoming Budget. This will be the first Labour Budget in nearly 15 years, and there is much speculation surrounding some of the tax increases following a touted "£22 billion black hole" in public finances.
Some of the potential tax increases will affect areas such as Capital Gains Tax (affecting those with property and investments) as well as Inheritance Tax plus much more. With The Budget 2024 only around the corner on October 30th, we will know for certain what is to come then, but for now, we take a look at some of the speculated changes and discuss how they could affect you.
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod
Let us know if you have any questions in the comments below!

Episode Nineteen: House's in Multiple Occupation (HMO's)

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
Following our last episode, we touched on Houses in Multiple Occupations aka HMO's. In Episode 19 we talk about HMO's, how at the moment, many property guru's are pushing HMO's as an easy source of money, what to expect if you decide to invest in an HMO and much more.
We discuss how HMO's are a completely different way of providing rental accommodation, how much it differs from a standard residential letting as well as the differences when it comes to paperwork, legal standards and more.
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod
Let us know if you have any questions in the comments below!

Episode Eighteen: Property Management Companies

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
In Episode 18 we follow on from our previous Episode of Property Investment Figures with a focus on Property Management Companies. If you have decided to take on a property investment journey, then a property management company may be something to consider.
In this episode we talk about the pros and cons of having a property management company on board helping you through your journey. As well as that, we look at the pitfalls of what can happen as an independent landlord, some of the benefits of taking on your own journey, as well as what it means for your tenant, dealing with either you as a landlord, or dealing with a property manager.
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel, @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod
Let us know if you have any questions in the comments below!

Episode Seventeen: Property Investment Figures

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
We apologise for taking a few weeks off however with the Summer months, it's always a busy time of the year!
In our latest episode, Episode 17, we discuss the latest interest rate drop from 5.25% to 5%, as well as the current economic situation in Northern Ireland.
As well, we take the time to discuss Property Investment and the figures behind it, answering key questions such as can you begin with no funds, what aspects should you consider, how important are funds in comparison to stress, risk and strategy, as well as much more, leaving you with a few answers to consider when thinking about getting involved in property investment.
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert https://www.instagram.com/roydouganpropertyexpert https://www.tiktok.com/thepropertyjourneypod #
Let us know if you have any questions in the comments below!

Episode Sixteen: Mortgage Advisors w/ Jim Smyth

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
Episode 16 we welcome Jim Smyth from First Stop Mortgages in Portadown. Jim provides us with a valuable insight into the world of mortgages, how recent times have developed with changes in interest rates, as well as how he helps his clients with securing mortgages. 
We discuss everything from Credit Report, Low Scores, Co-Ownership in Northern Ireland as well as re-mortgaging, the current property market as well as what his pieces of advice are alongside Roy. 
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert 
https://www.instagram.com/roydouganpropertyexpert 
https://www.tiktok.com/thepropertyjourneypod
Let us know if you have any questions in the comments below!

Episode Fifteen: Estate Agents w/ Julie McCrory

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
In Episode Fifteen we have our first guest appearance with the brilliant Jule McCrory who operates Kingham Property Services in Lurgan. Kingham Property Services are an Estate Agent's based in and around the Lurgan area.
Julie provided us with an insight into the role of the Estate Agent when it comes to buying a property, as well as selling. She also discussed with us her views on the current market, her tips and tricks for First Time Buyers as well as discussing key topics like property prices and more! 
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: https://www.facebook.com/roydouganyourpropertyexpert 
https://www.instagram.com/roydouganpropertyexpert 
https://www.tiktok.com/thepropertyjourneypod
Let us know if you have any questions in the comments below!

Episode Fourteen: The Journey So Far

Welcome back to another episode of The Property Journey Podcast: Beginner to Expert.
Episode 14, Chris takes a look back at The Journey So Far. He discusses some of the tips and tricks that he's learnt over the course of the last 13 episodes, as well as discussing what topics have been focused on, what to expect over the next few episodes and the greater plan for The Property Journey Podcast! Episode 14 is a recap episode to give you, the listener, a brief overview of each episode to date!
This is not to be taken as financial advice. If you are interested in Property Investment, speak to a property expert or a financial advisor before following through and ensure you carry out your own research.
If you have any questions that you would like to put forward to The Property Journey Podcast, be sure to hit us up on Social Media with the title ASK101 and we will answer your questions!
Check out all episodes on our YouTube channel,  @RoyDouganPropertyExpert  or for audio only, visit all major podcast providers and search The Property Journey Podcast or view all links here: https://linktr.ee/thepropertyjourneypod
If you like this, follow us on our social media pages: 
https://www.facebook.com/roydouganyourpropertyexpert 
https://www.instagram.com/roydouganpropertyexpert  
https://www.tiktok.com/thepropertyjourneypod 
Let us know if you have any questions in the comments below!